Capital Benefit: Private Money Solutions for Brokers

Brokers:

Click here to review our current offerings

We're funding over $3,000,000/month in Broker-referred loans

For 10 years Capital Benefit has offered loans to borrowers not eligible for traditional financing.

In today’s market with credit availability more restricted than ever before, every Mortgage Broker and Loan Officer must have a relationship with a trusted private money lender.

With our simplified underwriting, you will convert your applications into commission checks:

Loan approval based on just 2 criteria:

1. strong collateral (equity) and

2. ability to repay

FICO is not a factor
Fast private money purchase financing throughout California
Up to 60% loan-to-value
Loan amounts from $30,000 to $1,000,000
Investor and REO financing
Loans to individuals, corporations, trusts, partnerships, probate estates and foreign nationals
Including Finish construction, rehab and bridge loans

Our innovative financing programs will meet your client's needs:

simplifies today's borrower's real estate financing needs.

. .

empowers the REO investor.

Follow these 5 easy steps to fund your loan with us:

1.    Download, printout, fax your submission

2.    Include the 1008 and 1003

3.    Preliminary approval on most loans within 1 hour

4.    Communicate approval and loan terms to your borrower

5.    Loan activation with signed borrower authorization

Loans We Fund

1st Mortgages Residential, Owner or Nonowner:

Up to 60% LTV
Credit score not considered
Foreclosure / bankruptcy bailouts
Stated income / self-employed
Refinance while listed
Properties in Probate / Trust
Owned by Corporation or LLC
30 year fixed rate fully amortized loans

Manufactured Homes

Up to 55% LTV
Must be on permanent foundation
Rural properties to 50% LTV

Multifamily

5+ Units
Up to 60% LTV

Commercial Loans

Up to 60% LTV
Retail, Office, Mixed Use, Industrial

Construction Loans

Project completion - we would like to see a project that is 80% complete and needs completion funds.
Up to 60% LTV on as-is value

Rehab Loans

Up to 60% LTV future value
loan based on appraised value not purchased value

Bridge Loans

Listed for sale - O.K.!
Up to 60% LTV
1 year interest only

Seller Carrybacks

No Max CLTV!