Brokers
We are ready to fund your transaction
For 10 years, Capital Benefit has offered loans to borrowers not eligible for traditional financing.
In today’s market with credit availability more restricted than ever before, every Mortgage Broker and Loan Officer must have a relationship with a trusted private money lender.

You will convert your applications into commission checks with our simplied underwriting:
- Loan approval based on just 2 criteria:
- strong collateral (equity) and
- ability to repay
- FICO is not a factor
- fast private money purchase financing throughout California
- up to 60% loan-to-value
- Loan amounts from $30,000 to $3,000,000
- Investor and REO financing
- Loans to individuals, corporations, trusts, partnerships, probate estates and foreign nationals
- including Finish Construction, Rehab and Bridge Loans
Our innovative financing programs will meet your client’s needs:

Simplifying today’s borrower’s real estate financing needs

Empowering the REO investor
Follow these 5 easy steps to fund your loan with us:
- Download, printout, fax your submission
Broker submission form
- Include the 1008 and 1003
- Preliminary approval on most loans within 1 hour
- Communicate approval and loan terms to your borrower
- Loan activation with signed borrower authorization
Borrower authorization form
Loans We Fund
1st Mortgages Residential, Owner or Non-owner:
- up to 60% LTV
- from $30,000 to $3,000,000
- Credit score not considered
- Foreclosure / bankruptcy bailouts
- Stated income / self-employed
- Refinance while listed
- Properties in Probate / Trust
- Owned by Corporation or LLC
- 40 year fixed rate loans
Manufactured Homes
- Up to 55% LTV
- Must be on permanent foundation
- Rural properties to 50% LTV
Multifamily
Commercial Loans
- up to 60% LTV
- Retail, Office, Mixed Use, Industrial
Construction Loans
- Project completion – 80% complete and needs completion funds.
- up to 60% LTV on as-is value
Rehab Loans
- up to 60% LTV future value
- loan based on appraised value not purchased value
Bridge Loans
- Listed for sale – O.K.!
- up to 60% LTV
- 1 year interest only
Seller Carrybacks