Brokers:

• Capital Benefit fully cooperates with Mortgage Brokers. 
• Institutional Turndowns?  Subprime Fallout? 
• Nonstandard Loan?  Low FICO?          
• Let us fund your loan!

Our innovative financing programs will meet your client's needs:

		simplifies today's borrower's real estate financing needs.
.		.
		empowers the REO investor.

Follow these 5 easy steps to fund your loan with us:

1.    Download, printout, fax your submission
2.    Include the 1008 and 1003
3.    Preliminary approval on most loans within 1 hour
4.    Communicate approval and loan terms to your borrower
5.    Loan activation with signed borrower authorization

 

      1st Mortgages Residential, Owner or Nonowner:

• Up to 65% LTV
• Credit score not considered
• Foreclosure / bankruptcy bailouts
• Stated income / self-employed
• Refinance while listed
• Properties in Probate / Trust
• Owned by Corporation or LLC
• 30 year fixed rate fully amortized loans

      HELOC (home equity line of credit)

• Up to 55% LTV
• 10 year interest only

      Manufactured Homes

• Up to 55% LTV
• Must be on permanent foundation
• Rural properties to 50% LTV

      Multifamily

• 5+ Units
• Up to 65% LTV

      Commercial Loans

• Up to 60% LTV
• Retail, Office, Mixed Use, Industrial

     Construction Loans

• Project completion - we would like to see a project that is 70% complete and needs completion funds.
• Up to 65% LTV completed value

     Rehab Loans

• Up to 65% LTV future value
• loan based on appraised value not purchased value

     Land Loans

• Up to 40% LTV

     Bridge Loans

• Listed for sale - O.K.!
• Up to 65% LTV
• 1 year interest only

     Seller Carrybacks

• No Max CLTV!